Mediclaim’s object is to ensure better health conditions for long. Their comprehensive insurance policies safeguard your family and you too against any financial risk borne out of medical emergencies. While the client is unwell, mediclaim manages all hassles related to their treatment so that its clients stay away from all worries and just focus on their health and recovery. Buy online mediclaim policy to live a healthy and safe life without worrying for any unforeseen health-related emergency. Now here are some features that strongly recommend buying online mediclaim policy:
- Caring at each step: Care doesn’t start when the patient is hospitalised, rather it starts right from the diagnosis and continues even after discharge. They stand with their clients at every step of their life.
- Pre-Hospitalised Coverage: All the procedures to be completed before hospitalization like routine medications, investigation tests etc. are also managed by them at least 30 days prior to your hospitalization.
- Ambulance Cover: They also reimburse the expenses incurred while you avail a road ambulance at the time of hospitalization. Not only this, some of their plans also cover air ambulance.
- Hospitalization for more than or equal to 24 hours: Mediclaim pays for OT charges, oxygen, blood, anaesthesia, doctor’s fee, surgeon’s fee, intensive care charges, nursing charges and room charges if you are for at least 24 hours in the hospital.
- Hospitalization for at most 24 hours: They also cover your medical expenses of staying for less than 24 hours in the hospital.
- Room rent: Your expense of staying in the private room is also under the coverage of their insurance plan.
- ICU charges: During emergencies, the client’s focus should be on his recovery. Mediclaim is there to pay all those ICU charges occurred during your treatment.
- 60-days of care post-hospitalization: All your expenses up to 60 days post hospitalization will be met by mediclaim which will include medications, diagnostic tests, doctor’s consultations etc.
- Domiciliary hospitalization: Even domiciliary hospitalization service is provided in case you are in such a medical condition where you can’t be admitted to the hospital.
- Annual check-ups: We are well aware of the fact that prevention is better than cure. That is because they give regular check-ups to all those who are covered under their policy.
- Organ donation coverage: Mediclaim care for those who come forward for such a noble cause. They reimburse all the medical expenses incurred while organ donation.
- Tax benefits: The practice of adopting health insurance for tax benefits is getting popular day by day. U/S 80D of income tax, Rs. 25000 is the deductible amount which extends to Rs. 30000 for senior citizens. Thus a maximum of Rs.55000 deduction is possible in case you opt health insurance for tax benefits.
Once you have decided to buy the health insurance, it is imperative to understand the best policy that would suit your requirements. Mediamange provides the best mediclaim insurance policy considering all your requirements.